84304 — Cache County, Utah Market Snapshot
Housing market data for zip code 84304 in Cache County, Utah. Updated monthly with median prices, days on market, and more.
Limited Sales Data
Only 1 home sold in this ZIP code during the selected period. Statistics may not be representative. See the Cache County county page for broader data.
Market Sales Data
1 sales in 2020
Median Sale Price
$330,400
Days to Sell
55
Homes Sold
1
Inventory
N/A
Conforming Loan Available
Most homebuyers in 84304 can comfortably use conventional financing. The median home price of $330,400 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
84304's market is balanced with homes taking an average of 55 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Conforming Loan Feasibility
Most homebuyers in 84304 can comfortably use conventional financing. The median home price of $330,400 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 84304 are set at the county level.
2026 Loan Limits — Cache County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 84304
To purchase the median home at $330,400 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,681.
Monthly Payment
$2,681
Income Required
$114,918
Principal & Interest
$2,036/mo
Down Payment (5%)
$16,520
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 84304.
Estimated Monthly Payment
$2,195
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