78633 — Williamson County, Texas Market Snapshot
Housing market data for zip code 78633 in Williamson County, Texas. Updated monthly with median prices, days on market, and more.
Market Sales Data
316 sales in 2026 (year to date)
Median Sale Price
$457,975
Days to Sell
90
Homes Sold
316
Inventory
414
Sale-to-List
98.1%
New Listings
409
Price/SqFt
$208
Pending Sales
360
Conforming Loan Available
Most homebuyers in 78633 can comfortably use conventional financing. The median home price of $457,975 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 90 days on average, 78633 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
Homes are selling very close to asking price in 78633 (98.1% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 78633 can comfortably use conventional financing. The median home price of $457,975 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 78633 are set at the county level.
2026 Loan Limits — Williamson County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $571,550 |
| 2 Units | $1,066,250 | $731,700 |
| 3 Units | $1,288,800 | $884,450 |
| 4 Units | $1,601,750 | $1,099,150 |
Affordability Snapshot — Zip 78633
To purchase the median home at $457,975 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,659.
Monthly Payment
$3,659
Income Required
$156,808
Principal & Interest
$2,822/mo
Down Payment (5%)
$22,899
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 78633.
Estimated Monthly Payment
$2,984
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