79706 — Upton County, Texas Market Snapshot
Housing market data for zip code 79706 in Upton County, Texas. Updated monthly with median prices, days on market, and more.
Limited Sales Data
Only 2 homes sold in this ZIP code during the selected period. Statistics may not be representative. See the Upton County county page for broader data.
Market Sales Data
2 sales in 2026 (year to date)
Median Sale Price
$346,550
Days to Sell
348
Homes Sold
2
Inventory
142
Conforming Loan Available
Most homebuyers in 79706 can comfortably use conventional financing. The median home price of $346,550 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 348 days on average, 79706 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Conforming Loan Feasibility
Most homebuyers in 79706 can comfortably use conventional financing. The median home price of $346,550 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 79706 are set at the county level.
2026 Loan Limits — Upton County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 79706
To purchase the median home at $346,550 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,805.
Monthly Payment
$2,805
Income Required
$120,221
Principal & Interest
$2,135/mo
Down Payment (5%)
$17,328
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 79706.
Estimated Monthly Payment
$2,295
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