78732 — Travis County, Texas Market Snapshot
Housing market data for zip code 78732 in Travis County, Texas. Updated monthly with median prices, days on market, and more.
Market Sales Data
74 sales in 2026 (year to date)
Median Sale Price
$829,887
Days to Sell
51
Homes Sold
74
Inventory
129
Sale-to-List
96.4%
New Listings
137
Price/SqFt
$268
Pending Sales
89
Conforming Loan Available
The median home in 78732 at $829,887 falls within the 2026 conforming loan limit of $832,750, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Market Insights
Market Temperature
78732's market is balanced with homes taking an average of 51 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
The average home in 78732 sells for 3.6% below asking price (96.4% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
The median home in 78732 at $829,887 falls within the 2026 conforming loan limit of $832,750, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Loan limits in 78732 are set at the county level.
2026 Loan Limits — Travis County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $571,550 |
| 2 Units | $1,066,250 | $731,700 |
| 3 Units | $1,288,800 | $884,450 |
| 4 Units | $1,601,750 | $1,099,150 |
Affordability Snapshot — Zip 78732
To purchase the median home at $829,887 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $6,508.
Monthly Payment
$6,508
Income Required
$278,928
Principal & Interest
$5,114/mo
Down Payment (5%)
$41,494
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 78732.
Estimated Monthly Payment
$5,286
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