78702 — Travis County, Texas Market Snapshot
Housing market data for zip code 78702 in Travis County, Texas. Updated monthly with median prices, days on market, and more.
Market Sales Data
83 sales in 2026 (year to date)
Median Sale Price
$649,000
Days to Sell
60
Homes Sold
83
Inventory
164
Sale-to-List
96.8%
New Listings
156
Price/SqFt
$510
Pending Sales
83
Conforming Loan Available
Most homebuyers in 78702 can comfortably use conventional financing. The median home price of $649,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 60 days on average, 78702 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
The average home in 78702 sells for 3.2% below asking price (96.8% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 78702 can comfortably use conventional financing. The median home price of $649,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 78702 are set at the county level.
2026 Loan Limits — Travis County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $571,550 |
| 2 Units | $1,066,250 | $731,700 |
| 3 Units | $1,288,800 | $884,450 |
| 4 Units | $1,601,750 | $1,099,150 |
Affordability Snapshot — Zip 78702
To purchase the median home at $649,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $5,122.
Monthly Payment
$5,122
Income Required
$219,533
Principal & Interest
$3,999/mo
Down Payment (5%)
$32,450
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 78702.
Estimated Monthly Payment
$4,167
Connect with a LoanGraphs Loan Officer
Get expert guidance for zip code 78702. Tell us what you're looking for.