78617 — Travis County, Texas Market Snapshot
Housing market data for zip code 78617 in Travis County, Texas. Updated monthly with median prices, days on market, and more.
Market Sales Data
78 sales in 2026 (year to date)
Median Sale Price
$319,240
Days to Sell
77
Homes Sold
78
Inventory
75
Sale-to-List
98.1%
New Listings
60
Price/SqFt
$169
Pending Sales
79
Conforming Loan Available
Most homebuyers in 78617 can comfortably use conventional financing. The median home price of $319,240 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 77 days on average, 78617 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
Homes are selling very close to asking price in 78617 (98.1% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 78617 can comfortably use conventional financing. The median home price of $319,240 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 78617 are set at the county level.
2026 Loan Limits — Travis County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $571,550 |
| 2 Units | $1,066,250 | $731,700 |
| 3 Units | $1,288,800 | $884,450 |
| 4 Units | $1,601,750 | $1,099,150 |
Affordability Snapshot — Zip 78617
To purchase the median home at $319,240 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,596.
Monthly Payment
$2,596
Income Required
$111,254
Principal & Interest
$1,967/mo
Down Payment (5%)
$15,962
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 78617.
Estimated Monthly Payment
$2,126
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