76937 — Tom Green County, Texas Market Snapshot
Housing market data for zip code 76937 in Tom Green County, Texas. Updated monthly with median prices, days on market, and more.
Limited Sales Data
Only 1 home sold in this ZIP code during the selected period. Statistics may not be representative. See the Tom Green County county page for broader data.
Market Sales Data
1 sales in 2017
Median Sale Price
$114,400
Days to Sell
61
Homes Sold
1
Inventory
N/A
Conforming Loan Available
Most homebuyers in 76937 can comfortably use conventional financing. The median home price of $114,400 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 61 days on average, 76937 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Conforming Loan Feasibility
Most homebuyers in 76937 can comfortably use conventional financing. The median home price of $114,400 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 76937 are set at the county level.
2026 Loan Limits — Tom Green County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 76937
To purchase the median home at $114,400 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,027.
Monthly Payment
$1,027
Income Required
$43,993
Principal & Interest
$705/mo
Down Payment (5%)
$5,720
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 76937.
Estimated Monthly Payment
$858
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