79603 — Taylor County, Texas Market Snapshot
Housing market data for zip code 79603 in Taylor County, Texas. Updated monthly with median prices, days on market, and more.
Market Sales Data
72 sales in 2026 (year to date)
Median Sale Price
$176,700
Days to Sell
23
Homes Sold
72
Inventory
22
Sale-to-List
98.9%
New Listings
75
Price/SqFt
$133
Pending Sales
83
Conforming Loan Available
Most homebuyers in 79603 can comfortably use conventional financing. The median home price of $176,700 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 79603 are moving quickly at 23 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 79603 (98.9% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 79603 can comfortably use conventional financing. The median home price of $176,700 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 79603 are set at the county level.
2026 Loan Limits — Taylor County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 79603
To purchase the median home at $176,700 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,504.
Monthly Payment
$1,504
Income Required
$64,449
Principal & Interest
$1,089/mo
Down Payment (5%)
$8,835
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 79603.
Estimated Monthly Payment
$1,244
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