76103 — Tarrant County, Texas Market Snapshot
Housing market data for zip code 76103 in Tarrant County, Texas. Updated monthly with median prices, days on market, and more.
Market Sales Data
35 sales in 2026 (year to date)
Median Sale Price
$233,000
Days to Sell
71
Homes Sold
35
Inventory
25
Sale-to-List
96.7%
New Listings
32
Price/SqFt
$160
Pending Sales
27
Conforming Loan Available
Most homebuyers in 76103 can comfortably use conventional financing. The median home price of $233,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 71 days on average, 76103 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
The average home in 76103 sells for 3.3% below asking price (96.7% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 76103 can comfortably use conventional financing. The median home price of $233,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 76103 are set at the county level.
2026 Loan Limits — Tarrant County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $563,500 |
| 2 Units | $1,066,250 | $721,400 |
| 3 Units | $1,288,800 | $872,000 |
| 4 Units | $1,601,750 | $1,083,650 |
Affordability Snapshot — Zip 76103
To purchase the median home at $233,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,935.
Monthly Payment
$1,935
Income Required
$82,936
Principal & Interest
$1,436/mo
Down Payment (5%)
$11,650
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 76103.
Estimated Monthly Payment
$1,592
Connect with a LoanGraphs Loan Officer
Get expert guidance for zip code 76103. Tell us what you're looking for.