79121 — Randall County, Texas Market Snapshot
Housing market data for zip code 79121 in Randall County, Texas. Updated monthly with median prices, days on market, and more.
Market Sales Data
32 sales in 2026 (year to date)
Median Sale Price
$287,450
Days to Sell
33
Homes Sold
32
Inventory
31
Sale-to-List
0.0%
New Listings
49
Price/SqFt
$149
Pending Sales
45
Conforming Loan Available
Most homebuyers in 79121 can comfortably use conventional financing. The median home price of $287,450 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
79121's market is balanced with homes taking an average of 33 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
The average home in 79121 sells for 100.0% below asking price (0.0% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 79121 can comfortably use conventional financing. The median home price of $287,450 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 79121 are set at the county level.
2026 Loan Limits — Randall County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 79121
To purchase the median home at $287,450 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,352.
Monthly Payment
$2,352
Income Required
$100,815
Principal & Interest
$1,771/mo
Down Payment (5%)
$14,373
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 79121.
Estimated Monthly Payment
$1,929
Connect with a LoanGraphs Loan Officer
Get expert guidance for zip code 79121. Tell us what you're looking for.