76087 — Parker County, Texas Market Snapshot
Housing market data for zip code 76087 in Parker County, Texas. Updated monthly with median prices, days on market, and more.
Market Sales Data
160 sales in 2026 (year to date)
Median Sale Price
$477,500
Days to Sell
72
Homes Sold
160
Inventory
281
Sale-to-List
98.1%
New Listings
283
Price/SqFt
$205
Pending Sales
201
Conforming Loan Available
Most homebuyers in 76087 can comfortably use conventional financing. The median home price of $477,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 72 days on average, 76087 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
Homes are selling very close to asking price in 76087 (98.1% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 76087 can comfortably use conventional financing. The median home price of $477,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 76087 are set at the county level.
2026 Loan Limits — Parker County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $563,500 |
| 2 Units | $1,066,250 | $721,400 |
| 3 Units | $1,288,800 | $872,000 |
| 4 Units | $1,601,750 | $1,083,650 |
Affordability Snapshot — Zip 76087
To purchase the median home at $477,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,808.
Monthly Payment
$3,808
Income Required
$163,219
Principal & Interest
$2,942/mo
Down Payment (5%)
$23,875
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 76087.
Estimated Monthly Payment
$3,105
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