79029 — Moore County, Texas Market Snapshot
Housing market data for zip code 79029 in Moore County, Texas. Updated monthly with median prices, days on market, and more.
Market Sales Data
47 sales in 2026 (year to date)
Median Sale Price
$189,000
Days to Sell
53
Homes Sold
47
Inventory
45
Sale-to-List
0.0%
New Listings
41
Price/SqFt
$136
Pending Sales
49
Conforming Loan Available
Most homebuyers in 79029 can comfortably use conventional financing. The median home price of $189,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
79029's market is balanced with homes taking an average of 53 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
The average home in 79029 sells for 100.0% below asking price (0.0% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 79029 can comfortably use conventional financing. The median home price of $189,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 79029 are set at the county level.
2026 Loan Limits — Moore County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 79029
To purchase the median home at $189,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,598.
Monthly Payment
$1,598
Income Required
$68,488
Principal & Interest
$1,165/mo
Down Payment (5%)
$9,450
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 79029.
Estimated Monthly Payment
$1,320
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