77372 — Liberty County, Texas Market Snapshot
Housing market data for zip code 77372 in Liberty County, Texas. Updated monthly with median prices, days on market, and more.
Market Sales Data
81 sales in 2026 (year to date)
Median Sale Price
$242,990
Days to Sell
126
Homes Sold
81
Inventory
155
Sale-to-List
97.1%
New Listings
121
Price/SqFt
$149
Pending Sales
112
Conforming Loan Available
Most homebuyers in 77372 can comfortably use conventional financing. The median home price of $242,990 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 126 days on average, 77372 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
The average home in 77372 sells for 2.9% below asking price (97.1% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 77372 can comfortably use conventional financing. The median home price of $242,990 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 77372 are set at the county level.
2026 Loan Limits — Liberty County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 77372
To purchase the median home at $242,990 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,012.
Monthly Payment
$2,012
Income Required
$86,216
Principal & Interest
$1,497/mo
Down Payment (5%)
$12,150
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 77372.
Estimated Monthly Payment
$1,654
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