75462 — Lamar County, Texas Market Snapshot
Housing market data for zip code 75462 in Lamar County, Texas. Updated monthly with median prices, days on market, and more.
Market Sales Data
28 sales in 2026 (year to date)
Median Sale Price
$254,750
Days to Sell
48
Homes Sold
28
Inventory
42
Sale-to-List
94.8%
New Listings
36
Price/SqFt
$132
Pending Sales
39
Conforming Loan Available
Most homebuyers in 75462 can comfortably use conventional financing. The median home price of $254,750 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
75462's market is balanced with homes taking an average of 48 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
The average home in 75462 sells for 5.2% below asking price (94.8% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 75462 can comfortably use conventional financing. The median home price of $254,750 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 75462 are set at the county level.
2026 Loan Limits — Lamar County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 75462
To purchase the median home at $254,750 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,102.
Monthly Payment
$2,102
Income Required
$90,078
Principal & Interest
$1,570/mo
Down Payment (5%)
$12,738
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 75462.
Estimated Monthly Payment
$1,727
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