77627 — Jefferson County, Texas Market Snapshot
Housing market data for zip code 77627 in Jefferson County, Texas. Updated monthly with median prices, days on market, and more.
Market Sales Data
60 sales in 2026 (year to date)
Median Sale Price
$233,457
Days to Sell
24
Homes Sold
60
Inventory
41
Sale-to-List
98.9%
New Listings
82
Price/SqFt
$147
Pending Sales
74
Conforming Loan Available
Most homebuyers in 77627 can comfortably use conventional financing. The median home price of $233,457 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 77627 are moving quickly at 24 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 77627 (98.9% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 77627 can comfortably use conventional financing. The median home price of $233,457 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 77627 are set at the county level.
2026 Loan Limits — Jefferson County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 77627
To purchase the median home at $233,457 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,939.
Monthly Payment
$1,939
Income Required
$83,086
Principal & Interest
$1,438/mo
Down Payment (5%)
$11,673
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 77627.
Estimated Monthly Payment
$1,595
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