75402 — Hunt County, Texas Market Snapshot
Housing market data for zip code 75402 in Hunt County, Texas. Updated monthly with median prices, days on market, and more.
Market Sales Data
94 sales in 2026 (year to date)
Median Sale Price
$273,095
Days to Sell
88
Homes Sold
94
Inventory
137
Sale-to-List
97.2%
New Listings
110
Price/SqFt
$152
Pending Sales
114
Conforming Loan Available
Most homebuyers in 75402 can comfortably use conventional financing. The median home price of $273,095 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 88 days on average, 75402 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
The average home in 75402 sells for 2.8% below asking price (97.2% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 75402 can comfortably use conventional financing. The median home price of $273,095 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 75402 are set at the county level.
2026 Loan Limits — Hunt County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $563,500 |
| 2 Units | $1,066,250 | $721,400 |
| 3 Units | $1,288,800 | $872,000 |
| 4 Units | $1,601,750 | $1,083,650 |
Affordability Snapshot — Zip 75402
To purchase the median home at $273,095 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,242.
Monthly Payment
$2,242
Income Required
$96,101
Principal & Interest
$1,683/mo
Down Payment (5%)
$13,655
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 75402.
Estimated Monthly Payment
$1,840
Connect with a LoanGraphs Loan Officer
Get expert guidance for zip code 75402. Tell us what you're looking for.