75135 — Hunt County, Texas Market Snapshot
Housing market data for zip code 75135 in Hunt County, Texas. Updated monthly with median prices, days on market, and more.
Market Sales Data
82 sales in 2026 (year to date)
Median Sale Price
$281,495
Days to Sell
68
Homes Sold
82
Inventory
132
Sale-to-List
95.2%
New Listings
114
Price/SqFt
$157
Pending Sales
88
Conforming Loan Available
Most homebuyers in 75135 can comfortably use conventional financing. The median home price of $281,495 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 68 days on average, 75135 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
The average home in 75135 sells for 4.8% below asking price (95.2% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 75135 can comfortably use conventional financing. The median home price of $281,495 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 75135 are set at the county level.
2026 Loan Limits — Hunt County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $563,500 |
| 2 Units | $1,066,250 | $721,400 |
| 3 Units | $1,288,800 | $872,000 |
| 4 Units | $1,601,750 | $1,083,650 |
Affordability Snapshot — Zip 75135
To purchase the median home at $281,495 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,307.
Monthly Payment
$2,307
Income Required
$98,860
Principal & Interest
$1,734/mo
Down Payment (5%)
$14,075
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 75135.
Estimated Monthly Payment
$1,892
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