75758 — Henderson County, Texas Market Snapshot
Housing market data for zip code 75758 in Henderson County, Texas. Updated monthly with median prices, days on market, and more.
Market Sales Data
34 sales in 2026 (year to date)
Median Sale Price
$277,495
Days to Sell
47
Homes Sold
34
Inventory
63
Sale-to-List
98.8%
New Listings
57
Price/SqFt
$165
Pending Sales
36
Conforming Loan Available
Most homebuyers in 75758 can comfortably use conventional financing. The median home price of $277,495 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
75758's market is balanced with homes taking an average of 47 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 75758 (98.8% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 75758 can comfortably use conventional financing. The median home price of $277,495 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 75758 are set at the county level.
2026 Loan Limits — Henderson County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 75758
To purchase the median home at $277,495 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,276.
Monthly Payment
$2,276
Income Required
$97,546
Principal & Interest
$1,710/mo
Down Payment (5%)
$13,875
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 75758.
Estimated Monthly Payment
$1,867
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