75650 — Harrison County, Texas Market Snapshot
Housing market data for zip code 75650 in Harrison County, Texas. Updated monthly with median prices, days on market, and more.
Market Sales Data
20 sales in 2026 (year to date)
Median Sale Price
$347,200
Days to Sell
71
Homes Sold
20
Inventory
54
Sale-to-List
0.0%
New Listings
39
Price/SqFt
$174
Pending Sales
26
Conforming Loan Available
Most homebuyers in 75650 can comfortably use conventional financing. The median home price of $347,200 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 71 days on average, 75650 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
The average home in 75650 sells for 100.0% below asking price (0.0% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 75650 can comfortably use conventional financing. The median home price of $347,200 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 75650 are set at the county level.
2026 Loan Limits — Harrison County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 75650
To purchase the median home at $347,200 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,810.
Monthly Payment
$2,810
Income Required
$120,435
Principal & Interest
$2,139/mo
Down Payment (5%)
$17,360
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 75650.
Estimated Monthly Payment
$2,299
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