77532 — Harris County, Texas Market Snapshot
Housing market data for zip code 77532 in Harris County, Texas. Updated monthly with median prices, days on market, and more.
Market Sales Data
393 sales in 2026 (year to date)
Median Sale Price
$244,990
Days to Sell
59
Homes Sold
393
Inventory
349
Sale-to-List
89.8%
New Listings
459
Price/SqFt
$135
Pending Sales
407
Conforming Loan Available
Most homebuyers in 77532 can comfortably use conventional financing. The median home price of $244,990 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
77532's market is balanced with homes taking an average of 59 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
The average home in 77532 sells for 10.2% below asking price (89.8% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 77532 can comfortably use conventional financing. The median home price of $244,990 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 77532 are set at the county level.
2026 Loan Limits — Harris County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 77532
To purchase the median home at $244,990 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,027.
Monthly Payment
$2,027
Income Required
$86,873
Principal & Interest
$1,510/mo
Down Payment (5%)
$12,250
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 77532.
Estimated Monthly Payment
$1,666
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