77450 — Harris County, Texas Market Snapshot
Housing market data for zip code 77450 in Harris County, Texas. Updated monthly with median prices, days on market, and more.
Market Sales Data
211 sales in 2026 (year to date)
Median Sale Price
$419,500
Days to Sell
22
Homes Sold
211
Inventory
186
Sale-to-List
98.4%
New Listings
338
Price/SqFt
$166
Pending Sales
246
Conforming Loan Available
Most homebuyers in 77450 can comfortably use conventional financing. The median home price of $419,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 77450 are moving quickly at 22 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 77450 (98.4% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 77450 can comfortably use conventional financing. The median home price of $419,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 77450 are set at the county level.
2026 Loan Limits — Harris County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 77450
To purchase the median home at $419,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,364.
Monthly Payment
$3,364
Income Required
$144,175
Principal & Interest
$2,585/mo
Down Payment (5%)
$20,975
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 77450.
Estimated Monthly Payment
$2,746
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