77433 — Harris County, Texas Market Snapshot
Housing market data for zip code 77433 in Harris County, Texas. Updated monthly with median prices, days on market, and more.
Market Sales Data
677 sales in 2026 (year to date)
Median Sale Price
$427,790
Days to Sell
58
Homes Sold
677
Inventory
778
Sale-to-List
97.3%
New Listings
1,058
Price/SqFt
$175
Pending Sales
770
Conforming Loan Available
Most homebuyers in 77433 can comfortably use conventional financing. The median home price of $427,790 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
77433's market is balanced with homes taking an average of 58 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
The average home in 77433 sells for 2.7% below asking price (97.3% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 77433 can comfortably use conventional financing. The median home price of $427,790 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 77433 are set at the county level.
2026 Loan Limits — Harris County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 77433
To purchase the median home at $427,790 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,428.
Monthly Payment
$3,428
Income Required
$146,897
Principal & Interest
$2,636/mo
Down Payment (5%)
$21,390
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 77433.
Estimated Monthly Payment
$2,798
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