77429 — Harris County, Texas Market Snapshot
Housing market data for zip code 77429 in Harris County, Texas. Updated monthly with median prices, days on market, and more.
Market Sales Data
254 sales in 2026 (year to date)
Median Sale Price
$380,750
Days to Sell
35
Homes Sold
254
Inventory
308
Sale-to-List
97.6%
New Listings
423
Price/SqFt
$152
Pending Sales
289
Conforming Loan Available
Most homebuyers in 77429 can comfortably use conventional financing. The median home price of $380,750 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
77429's market is balanced with homes taking an average of 35 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
The average home in 77429 sells for 2.4% below asking price (97.6% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 77429 can comfortably use conventional financing. The median home price of $380,750 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 77429 are set at the county level.
2026 Loan Limits — Harris County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 77429
To purchase the median home at $380,750 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,067.
Monthly Payment
$3,067
Income Required
$131,451
Principal & Interest
$2,346/mo
Down Payment (5%)
$19,038
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 77429.
Estimated Monthly Payment
$2,506
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