77051 — Harris County, Texas Market Snapshot
Housing market data for zip code 77051 in Harris County, Texas. Updated monthly with median prices, days on market, and more.
Market Sales Data
23 sales in 2026 (year to date)
Median Sale Price
$564,900
Days to Sell
49
Homes Sold
23
Inventory
25
Sale-to-List
99.0%
New Listings
35
Price/SqFt
$174
Pending Sales
23
Conforming Loan Available
Most homebuyers in 77051 can comfortably use conventional financing. The median home price of $564,900 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
77051's market is balanced with homes taking an average of 49 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 77051 (99.0% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 77051 can comfortably use conventional financing. The median home price of $564,900 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 77051 are set at the county level.
2026 Loan Limits — Harris County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 77051
To purchase the median home at $564,900 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $4,478.
Monthly Payment
$4,478
Income Required
$191,918
Principal & Interest
$3,481/mo
Down Payment (5%)
$28,245
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 77051.
Estimated Monthly Payment
$3,646
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