77034 — Harris County, Texas Market Snapshot
Housing market data for zip code 77034 in Harris County, Texas. Updated monthly with median prices, days on market, and more.
Market Sales Data
29 sales in 2026 (year to date)
Median Sale Price
$244,000
Days to Sell
32
Homes Sold
29
Inventory
42
Sale-to-List
99.2%
New Listings
46
Price/SqFt
$144
Pending Sales
37
Conforming Loan Available
Most homebuyers in 77034 can comfortably use conventional financing. The median home price of $244,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
77034's market is balanced with homes taking an average of 32 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 77034 (99.2% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 77034 can comfortably use conventional financing. The median home price of $244,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 77034 are set at the county level.
2026 Loan Limits — Harris County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 77034
To purchase the median home at $244,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,019.
Monthly Payment
$2,019
Income Required
$86,548
Principal & Interest
$1,503/mo
Down Payment (5%)
$12,200
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 77034.
Estimated Monthly Payment
$1,660
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