77024 — Harris County, Texas Market Snapshot
Housing market data for zip code 77024 in Harris County, Texas. Updated monthly with median prices, days on market, and more.
Market Sales Data
26 sales in 2026 (year to date)
Median Sale Price
$341,250
Days to Sell
90
Homes Sold
26
Inventory
33
Sale-to-List
96.0%
New Listings
35
Price/SqFt
$193
Pending Sales
28
Conforming Loan Available
Most homebuyers in 77024 can comfortably use conventional financing. The median home price of $341,250 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 90 days on average, 77024 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
The average home in 77024 sells for 4.0% below asking price (96.0% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 77024 can comfortably use conventional financing. The median home price of $341,250 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 77024 are set at the county level.
2026 Loan Limits — Harris County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 77024
To purchase the median home at $341,250 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,765.
Monthly Payment
$2,765
Income Required
$118,481
Principal & Interest
$2,103/mo
Down Payment (5%)
$17,063
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 77024.
Estimated Monthly Payment
$2,262
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