77963 — Goliad County, Texas Market Snapshot
Housing market data for zip code 77963 in Goliad County, Texas. Updated monthly with median prices, days on market, and more.
Limited Sales Data
Only 3 homes sold in this ZIP code during the selected period. Statistics may not be representative. See the Goliad County county page for broader data.
Market Sales Data
3 sales in 2026 (year to date)
Median Sale Price
$145,499
Days to Sell
33
Homes Sold
3
Inventory
17
Conforming Loan Available
Most homebuyers in 77963 can comfortably use conventional financing. The median home price of $145,499 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
77963's market is balanced with homes taking an average of 33 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Conforming Loan Feasibility
Most homebuyers in 77963 can comfortably use conventional financing. The median home price of $145,499 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 77963 are set at the county level.
2026 Loan Limits — Goliad County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 77963
To purchase the median home at $145,499 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,265.
Monthly Payment
$1,265
Income Required
$54,204
Principal & Interest
$897/mo
Down Payment (5%)
$7,275
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 77963.
Estimated Monthly Payment
$1,050
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