77583 — Fort Bend County, Texas Market Snapshot
Housing market data for zip code 77583 in Fort Bend County, Texas. Updated monthly with median prices, days on market, and more.
Market Sales Data
269 sales in 2026 (year to date)
Median Sale Price
$309,990
Days to Sell
67
Homes Sold
269
Inventory
405
Sale-to-List
95.6%
New Listings
415
Price/SqFt
$153
Pending Sales
306
Conforming Loan Available
Most homebuyers in 77583 can comfortably use conventional financing. The median home price of $309,990 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 67 days on average, 77583 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
The average home in 77583 sells for 4.4% below asking price (95.6% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 77583 can comfortably use conventional financing. The median home price of $309,990 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 77583 are set at the county level.
2026 Loan Limits — Fort Bend County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 77583
To purchase the median home at $309,990 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,525.
Monthly Payment
$2,525
Income Required
$108,216
Principal & Interest
$1,910/mo
Down Payment (5%)
$15,500
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 77583.
Estimated Monthly Payment
$2,068
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