77461 — Fort Bend County, Texas Market Snapshot
Housing market data for zip code 77461 in Fort Bend County, Texas. Updated monthly with median prices, days on market, and more.
Market Sales Data
56 sales in 2026 (year to date)
Median Sale Price
$346,128
Days to Sell
138
Homes Sold
56
Inventory
65
Sale-to-List
97.6%
New Listings
74
Price/SqFt
$168
Pending Sales
71
Conforming Loan Available
Most homebuyers in 77461 can comfortably use conventional financing. The median home price of $346,128 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 138 days on average, 77461 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
The average home in 77461 sells for 2.4% below asking price (97.6% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 77461 can comfortably use conventional financing. The median home price of $346,128 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 77461 are set at the county level.
2026 Loan Limits — Fort Bend County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 77461
To purchase the median home at $346,128 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,802.
Monthly Payment
$2,802
Income Required
$120,082
Principal & Interest
$2,133/mo
Down Payment (5%)
$17,306
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 77461.
Estimated Monthly Payment
$2,292
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