75479 — Fannin County, Texas Market Snapshot
Housing market data for zip code 75479 in Fannin County, Texas. Updated monthly with median prices, days on market, and more.
Limited Sales Data
Only 4 homes sold in this ZIP code during the selected period. Statistics may not be representative. See the Fannin County county page for broader data.
Market Sales Data
4 sales in 2026 (year to date)
Median Sale Price
$245,130
Days to Sell
125
Homes Sold
4
Inventory
9
Conforming Loan Available
Most homebuyers in 75479 can comfortably use conventional financing. The median home price of $245,130 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 125 days on average, 75479 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Conforming Loan Feasibility
Most homebuyers in 75479 can comfortably use conventional financing. The median home price of $245,130 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 75479 are set at the county level.
2026 Loan Limits — Fannin County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 75479
To purchase the median home at $245,130 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,028.
Monthly Payment
$2,028
Income Required
$86,919
Principal & Interest
$1,510/mo
Down Payment (5%)
$12,257
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 75479.
Estimated Monthly Payment
$1,667
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