75024 — Denton County, Texas Market Snapshot
Housing market data for zip code 75024 in Denton County, Texas. Updated monthly with median prices, days on market, and more.
Market Sales Data
65 sales in 2026 (year to date)
Median Sale Price
$712,000
Days to Sell
40
Homes Sold
65
Inventory
81
Sale-to-List
98.0%
New Listings
107
Price/SqFt
$234
Pending Sales
85
Conforming Loan Available
The median home in 75024 at $712,000 falls within the 2026 conforming loan limit of $832,750, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Market Insights
Market Temperature
75024's market is balanced with homes taking an average of 40 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
The average home in 75024 sells for 2.0% below asking price (98.0% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
The median home in 75024 at $712,000 falls within the 2026 conforming loan limit of $832,750, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Loan limits in 75024 are set at the county level.
2026 Loan Limits — Denton County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $563,500 |
| 2 Units | $1,066,250 | $721,400 |
| 3 Units | $1,288,800 | $872,000 |
| 4 Units | $1,601,750 | $1,083,650 |
Affordability Snapshot — Zip 75024
To purchase the median home at $712,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $5,605.
Monthly Payment
$5,605
Income Required
$240,219
Principal & Interest
$4,387/mo
Down Payment (5%)
$35,600
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 75024.
Estimated Monthly Payment
$4,556
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