75022 — Denton County, Texas Market Snapshot
Housing market data for zip code 75022 in Denton County, Texas. Updated monthly with median prices, days on market, and more.
Market Sales Data
90 sales in 2026 (year to date)
Median Sale Price
$775,000
Days to Sell
23
Homes Sold
90
Inventory
102
Sale-to-List
97.7%
New Listings
156
Price/SqFt
$250
Pending Sales
114
Conforming Loan Available
The median home in 75022 at $775,000 falls within the 2026 conforming loan limit of $832,750, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Market Insights
Market Temperature
Homes in 75022 are moving quickly at 23 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
The average home in 75022 sells for 2.3% below asking price (97.7% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
The median home in 75022 at $775,000 falls within the 2026 conforming loan limit of $832,750, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Loan limits in 75022 are set at the county level.
2026 Loan Limits — Denton County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $563,500 |
| 2 Units | $1,066,250 | $721,400 |
| 3 Units | $1,288,800 | $872,000 |
| 4 Units | $1,601,750 | $1,083,650 |
Affordability Snapshot — Zip 75022
To purchase the median home at $775,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $6,088.
Monthly Payment
$6,088
Income Required
$260,906
Principal & Interest
$4,775/mo
Down Payment (5%)
$38,750
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 75022.
Estimated Monthly Payment
$4,946
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