76065 — Dallas County, Texas Market Snapshot
Housing market data for zip code 76065 in Dallas County, Texas. Updated monthly with median prices, days on market, and more.
Market Sales Data
276 sales in 2026 (year to date)
Median Sale Price
$485,125
Days to Sell
72
Homes Sold
276
Inventory
358
Sale-to-List
98.6%
New Listings
380
Price/SqFt
$191
Pending Sales
355
Conforming Loan Available
Most homebuyers in 76065 can comfortably use conventional financing. The median home price of $485,125 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 72 days on average, 76065 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
Homes are selling very close to asking price in 76065 (98.6% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 76065 can comfortably use conventional financing. The median home price of $485,125 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 76065 are set at the county level.
2026 Loan Limits — Dallas County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $563,500 |
| 2 Units | $1,066,250 | $721,400 |
| 3 Units | $1,288,800 | $872,000 |
| 4 Units | $1,601,750 | $1,083,650 |
Affordability Snapshot — Zip 76065
To purchase the median home at $485,125 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,867.
Monthly Payment
$3,867
Income Required
$165,723
Principal & Interest
$2,989/mo
Down Payment (5%)
$24,256
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 76065.
Estimated Monthly Payment
$3,152
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