75243 — Dallas County, Texas Market Snapshot
Housing market data for zip code 75243 in Dallas County, Texas. Updated monthly with median prices, days on market, and more.
Market Sales Data
26 sales in 2026 (year to date)
Median Sale Price
$79,250
Days to Sell
87
Homes Sold
26
Inventory
98
Sale-to-List
95.7%
New Listings
67
Price/SqFt
$102
Pending Sales
37
Conforming Loan Available
Most homebuyers in 75243 can comfortably use conventional financing. The median home price of $79,250 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 87 days on average, 75243 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
The average home in 75243 sells for 4.3% below asking price (95.7% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 75243 can comfortably use conventional financing. The median home price of $79,250 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 75243 are set at the county level.
2026 Loan Limits — Dallas County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $563,500 |
| 2 Units | $1,066,250 | $721,400 |
| 3 Units | $1,288,800 | $872,000 |
| 4 Units | $1,601,750 | $1,083,650 |
Affordability Snapshot — Zip 75243
To purchase the median home at $79,250 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $757.
Monthly Payment
$757
Income Required
$32,451
Principal & Interest
$488/mo
Down Payment (5%)
$3,963
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 75243.
Estimated Monthly Payment
$640
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