75232 — Dallas County, Texas Market Snapshot
Housing market data for zip code 75232 in Dallas County, Texas. Updated monthly with median prices, days on market, and more.
Market Sales Data
42 sales in 2026 (year to date)
Median Sale Price
$228,100
Days to Sell
43
Homes Sold
42
Inventory
61
Sale-to-List
97.1%
New Listings
59
Price/SqFt
$130
Pending Sales
57
Conforming Loan Available
Most homebuyers in 75232 can comfortably use conventional financing. The median home price of $228,100 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
75232's market is balanced with homes taking an average of 43 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
The average home in 75232 sells for 2.9% below asking price (97.1% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 75232 can comfortably use conventional financing. The median home price of $228,100 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 75232 are set at the county level.
2026 Loan Limits — Dallas County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $563,500 |
| 2 Units | $1,066,250 | $721,400 |
| 3 Units | $1,288,800 | $872,000 |
| 4 Units | $1,601,750 | $1,083,650 |
Affordability Snapshot — Zip 75232
To purchase the median home at $228,100 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,898.
Monthly Payment
$1,898
Income Required
$81,327
Principal & Interest
$1,405/mo
Down Payment (5%)
$11,405
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 75232.
Estimated Monthly Payment
$1,562
Connect with a LoanGraphs Loan Officer
Get expert guidance for zip code 75232. Tell us what you're looking for.