75205 — Dallas County, Texas Market Snapshot
Housing market data for zip code 75205 in Dallas County, Texas. Updated monthly with median prices, days on market, and more.
Market Sales Data
56 sales in 2026 (year to date)
Median Sale Price
$1,885,000
Days to Sell
26
Homes Sold
56
Inventory
87
Sale-to-List
97.8%
New Listings
105
Price/SqFt
$576
Pending Sales
67
Jumbo Loan Likely Needed
The median home in 75205 at $1,885,000 exceeds the 2026 conforming loan limit of $832,750 by $1,052,250. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Market Insights
Market Temperature
Homes in 75205 are moving quickly at 26 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
The average home in 75205 sells for 2.2% below asking price (97.8% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
The median home in 75205 at $1,885,000 exceeds the 2026 conforming loan limit of $832,750 by $1,052,250. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Loan limits in 75205 are set at the county level.
2026 Loan Limits — Dallas County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $563,500 |
| 2 Units | $1,066,250 | $721,400 |
| 3 Units | $1,288,800 | $872,000 |
| 4 Units | $1,601,750 | $1,083,650 |
Affordability Snapshot — Zip 75205
To purchase the median home at $1,885,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $14,592.
Monthly Payment
$14,592
Income Required
$625,383
Principal & Interest
$11,615/mo
Down Payment (5%)
$94,250
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 75205.
Estimated Monthly Payment
$11,816
Jumbo loan required. Loan amount exceeds the $832,750 conforming limit for 75205.
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