75203 — Dallas County, Texas Market Snapshot
Housing market data for zip code 75203 in Dallas County, Texas. Updated monthly with median prices, days on market, and more.
Market Sales Data
14 sales in 2026 (year to date)
Median Sale Price
$432,499
Days to Sell
151
Homes Sold
14
Inventory
44
Sale-to-List
99.1%
New Listings
32
Price/SqFt
$183
Pending Sales
23
Conforming Loan Available
Most homebuyers in 75203 can comfortably use conventional financing. The median home price of $432,499 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 151 days on average, 75203 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
Homes are selling very close to asking price in 75203 (99.1% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 75203 can comfortably use conventional financing. The median home price of $432,499 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 75203 are set at the county level.
2026 Loan Limits — Dallas County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $563,500 |
| 2 Units | $1,066,250 | $721,400 |
| 3 Units | $1,288,800 | $872,000 |
| 4 Units | $1,601,750 | $1,083,650 |
Affordability Snapshot — Zip 75203
To purchase the median home at $432,499 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,464.
Monthly Payment
$3,464
Income Required
$148,443
Principal & Interest
$2,665/mo
Down Payment (5%)
$21,625
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 75203.
Estimated Monthly Payment
$2,827
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