75081 — Dallas County, Texas Market Snapshot
Housing market data for zip code 75081 in Dallas County, Texas. Updated monthly with median prices, days on market, and more.
Market Sales Data
94 sales in 2026 (year to date)
Median Sale Price
$432,500
Days to Sell
31
Homes Sold
94
Inventory
108
Sale-to-List
98.1%
New Listings
144
Price/SqFt
$207
Pending Sales
116
Conforming Loan Available
Most homebuyers in 75081 can comfortably use conventional financing. The median home price of $432,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
75081's market is balanced with homes taking an average of 31 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 75081 (98.1% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 75081 can comfortably use conventional financing. The median home price of $432,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 75081 are set at the county level.
2026 Loan Limits — Dallas County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $563,500 |
| 2 Units | $1,066,250 | $721,400 |
| 3 Units | $1,288,800 | $872,000 |
| 4 Units | $1,601,750 | $1,083,650 |
Affordability Snapshot — Zip 75081
To purchase the median home at $432,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,464.
Monthly Payment
$3,464
Income Required
$148,443
Principal & Interest
$2,665/mo
Down Payment (5%)
$21,625
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 75081.
Estimated Monthly Payment
$2,827
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