75033 — Collin County, Texas Market Snapshot

Housing market data for zip code 75033 in Collin County, Texas. Updated monthly with median prices, days on market, and more.

Data as of May 2026

Limited Sales Data

Only 7 homes sold in this ZIP code during the selected period. Statistics may not be representative. See the Collin County county page for broader data.

Market Sales Data

7 sales in 2026 (year to date)

Source: Redfin

Median Sale Price

$503,990

-32.7% YoYClosed sales

Days to Sell

55

Median, listing to close

Homes Sold

7

Closed in 2026

Inventory

14

Conforming Loan Available

Most homebuyers in 75033 can comfortably use conventional financing. The median home price of $503,990 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.

Market Insights

Market Temperature

75033's market is balanced with homes taking an average of 55 days to sell. Buyers have some negotiating room without the pressure of bidding wars.

Conforming Loan Feasibility

Most homebuyers in 75033 can comfortably use conventional financing. The median home price of $503,990 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.

Loan limits in 75033 are set at the county level.

2026 Loan Limits — Collin County

Property Units Conforming Limit FHA Limit
1 Unit$832,750$563,500
2 Units$1,066,250$721,400
3 Units$1,288,800$872,000
4 Units$1,601,750$1,083,650

Affordability Snapshot — Zip 75033

To purchase the median home at $503,990 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $4,011.

Monthly Payment

$4,011

Income Required

$171,918

Principal & Interest

$3,105/mo

Down Payment (5%)

$25,200

Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.

Mortgage Calculator

Estimate your monthly payment for a home in 75033.

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Estimated Monthly Payment

$3,269

Principal & Interest$2,615
Property Tax$504
Insurance$150
Loan Amount$403,192
Total Interest$538,244
Income Required$140,104/yr

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