78263 — Bexar County, Texas Market Snapshot
Housing market data for zip code 78263 in Bexar County, Texas. Updated monthly with median prices, days on market, and more.
Market Sales Data
14 sales in 2026 (year to date)
Median Sale Price
$141,734
Days to Sell
72
Homes Sold
14
Inventory
6
Sale-to-List
94.9%
New Listings
14
Price/SqFt
$105
Pending Sales
19
Conforming Loan Available
Most homebuyers in 78263 can comfortably use conventional financing. The median home price of $141,734 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 72 days on average, 78263 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
The average home in 78263 sells for 5.1% below asking price (94.9% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 78263 can comfortably use conventional financing. The median home price of $141,734 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 78263 are set at the county level.
2026 Loan Limits — Bexar County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $557,750 |
| 2 Units | $1,066,250 | $714,000 |
| 3 Units | $1,288,800 | $863,100 |
| 4 Units | $1,601,750 | $1,072,600 |
Affordability Snapshot — Zip 78263
To purchase the median home at $141,734 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,236.
Monthly Payment
$1,236
Income Required
$52,968
Principal & Interest
$873/mo
Down Payment (5%)
$7,087
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 78263.
Estimated Monthly Payment
$1,027
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