78254 — Bexar County, Texas Market Snapshot
Housing market data for zip code 78254 in Bexar County, Texas. Updated monthly with median prices, days on market, and more.
Market Sales Data
365 sales in 2026 (year to date)
Median Sale Price
$332,820
Days to Sell
92
Homes Sold
365
Inventory
550
Sale-to-List
98.3%
New Listings
519
Price/SqFt
$157
Pending Sales
417
Conforming Loan Available
Most homebuyers in 78254 can comfortably use conventional financing. The median home price of $332,820 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 92 days on average, 78254 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
Homes are selling very close to asking price in 78254 (98.3% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 78254 can comfortably use conventional financing. The median home price of $332,820 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 78254 are set at the county level.
2026 Loan Limits — Bexar County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $557,750 |
| 2 Units | $1,066,250 | $714,000 |
| 3 Units | $1,288,800 | $863,100 |
| 4 Units | $1,601,750 | $1,072,600 |
Affordability Snapshot — Zip 78254
To purchase the median home at $332,820 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,700.
Monthly Payment
$2,700
Income Required
$115,713
Principal & Interest
$2,051/mo
Down Payment (5%)
$16,641
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 78254.
Estimated Monthly Payment
$2,210
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