78242 — Bexar County, Texas Market Snapshot
Housing market data for zip code 78242 in Bexar County, Texas. Updated monthly with median prices, days on market, and more.
Market Sales Data
39 sales in 2026 (year to date)
Median Sale Price
$164,900
Days to Sell
42
Homes Sold
39
Inventory
63
Sale-to-List
97.7%
New Listings
69
Price/SqFt
$134
Pending Sales
56
Conforming Loan Available
Most homebuyers in 78242 can comfortably use conventional financing. The median home price of $164,900 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
78242's market is balanced with homes taking an average of 42 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
The average home in 78242 sells for 2.3% below asking price (97.7% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 78242 can comfortably use conventional financing. The median home price of $164,900 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 78242 are set at the county level.
2026 Loan Limits — Bexar County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $557,750 |
| 2 Units | $1,066,250 | $714,000 |
| 3 Units | $1,288,800 | $863,100 |
| 4 Units | $1,601,750 | $1,072,600 |
Affordability Snapshot — Zip 78242
To purchase the median home at $164,900 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,413.
Monthly Payment
$1,413
Income Required
$60,575
Principal & Interest
$1,016/mo
Down Payment (5%)
$8,245
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 78242.
Estimated Monthly Payment
$1,171
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