78148 — Bexar County, Texas Market Snapshot
Housing market data for zip code 78148 in Bexar County, Texas. Updated monthly with median prices, days on market, and more.
Market Sales Data
52 sales in 2026 (year to date)
Median Sale Price
$273,850
Days to Sell
52
Homes Sold
52
Inventory
82
Sale-to-List
97.6%
New Listings
77
Price/SqFt
$151
Pending Sales
59
Conforming Loan Available
Most homebuyers in 78148 can comfortably use conventional financing. The median home price of $273,850 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
78148's market is balanced with homes taking an average of 52 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
The average home in 78148 sells for 2.4% below asking price (97.6% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 78148 can comfortably use conventional financing. The median home price of $273,850 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 78148 are set at the county level.
2026 Loan Limits — Bexar County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $557,750 |
| 2 Units | $1,066,250 | $714,000 |
| 3 Units | $1,288,800 | $863,100 |
| 4 Units | $1,601,750 | $1,072,600 |
Affordability Snapshot — Zip 78148
To purchase the median home at $273,850 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,248.
Monthly Payment
$2,248
Income Required
$96,350
Principal & Interest
$1,687/mo
Down Payment (5%)
$13,693
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 78148.
Estimated Monthly Payment
$1,845
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