78052 — Bexar County, Texas Market Snapshot
Housing market data for zip code 78052 in Bexar County, Texas. Updated monthly with median prices, days on market, and more.
Market Sales Data
35 sales in 2026 (year to date)
Median Sale Price
$301,000
Days to Sell
73
Homes Sold
35
Inventory
37
Sale-to-List
96.7%
New Listings
38
Price/SqFt
$208
Pending Sales
42
Conforming Loan Available
Most homebuyers in 78052 can comfortably use conventional financing. The median home price of $301,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 73 days on average, 78052 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
The average home in 78052 sells for 3.3% below asking price (96.7% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 78052 can comfortably use conventional financing. The median home price of $301,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 78052 are set at the county level.
2026 Loan Limits — Bexar County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $557,750 |
| 2 Units | $1,066,250 | $714,000 |
| 3 Units | $1,288,800 | $863,100 |
| 4 Units | $1,601,750 | $1,072,600 |
Affordability Snapshot — Zip 78052
To purchase the median home at $301,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,456.
Monthly Payment
$2,456
Income Required
$105,264
Principal & Interest
$1,855/mo
Down Payment (5%)
$15,050
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 78052.
Estimated Monthly Payment
$2,013
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