78023 — Bexar County, Texas Market Snapshot
Housing market data for zip code 78023 in Bexar County, Texas. Updated monthly with median prices, days on market, and more.
Market Sales Data
76 sales in 2026 (year to date)
Median Sale Price
$469,000
Days to Sell
47
Homes Sold
76
Inventory
94
Sale-to-List
98.1%
New Listings
109
Price/SqFt
$175
Pending Sales
88
Conforming Loan Available
Most homebuyers in 78023 can comfortably use conventional financing. The median home price of $469,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
78023's market is balanced with homes taking an average of 47 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 78023 (98.1% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 78023 can comfortably use conventional financing. The median home price of $469,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 78023 are set at the county level.
2026 Loan Limits — Bexar County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $557,750 |
| 2 Units | $1,066,250 | $714,000 |
| 3 Units | $1,288,800 | $863,100 |
| 4 Units | $1,601,750 | $1,072,600 |
Affordability Snapshot — Zip 78023
To purchase the median home at $469,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,743.
Monthly Payment
$3,743
Income Required
$160,428
Principal & Interest
$2,890/mo
Down Payment (5%)
$23,450
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 78023.
Estimated Monthly Payment
$3,053
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