78008 — Atascosa County, Texas Market Snapshot
Housing market data for zip code 78008 in Atascosa County, Texas. Updated monthly with median prices, days on market, and more.
Limited Sales Data
Only 1 home sold in this ZIP code during the selected period. Statistics may not be representative. See the Atascosa County county page for broader data.
Market Sales Data
1 sales in 2024
Median Sale Price
$1,885,179
Days to Sell
312
Homes Sold
1
Inventory
N/A
Jumbo Loan Likely Needed
The median home in 78008 at $1,885,179 exceeds the 2026 conforming loan limit of $832,750 by $1,052,429. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Market Insights
Market Temperature
With homes sitting for 312 days on average, 78008 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Conforming Loan Feasibility
The median home in 78008 at $1,885,179 exceeds the 2026 conforming loan limit of $832,750 by $1,052,429. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Loan limits in 78008 are set at the county level.
2026 Loan Limits — Atascosa County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $557,750 |
| 2 Units | $1,066,250 | $714,000 |
| 3 Units | $1,288,800 | $863,100 |
| 4 Units | $1,601,750 | $1,072,600 |
Affordability Snapshot — Zip 78008
To purchase the median home at $1,885,179 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $14,594.
Monthly Payment
$14,594
Income Required
$625,442
Principal & Interest
$11,616/mo
Down Payment (5%)
$94,259
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 78008.
Estimated Monthly Payment
$11,817
Jumbo loan required. Loan amount exceeds the $832,750 conforming limit for 78008.
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