75904 — Angelina County, Texas Market Snapshot
Housing market data for zip code 75904 in Angelina County, Texas. Updated monthly with median prices, days on market, and more.
Market Sales Data
26 sales in 2026 (year to date)
Median Sale Price
$272,800
Days to Sell
129
Homes Sold
26
Inventory
96
Sale-to-List
98.0%
New Listings
102
Price/SqFt
$128
Pending Sales
92
Conforming Loan Available
Most homebuyers in 75904 can comfortably use conventional financing. The median home price of $272,800 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 129 days on average, 75904 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
The average home in 75904 sells for 2.0% below asking price (98.0% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 75904 can comfortably use conventional financing. The median home price of $272,800 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 75904 are set at the county level.
2026 Loan Limits — Angelina County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 75904
To purchase the median home at $272,800 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,240.
Monthly Payment
$2,240
Income Required
$96,005
Principal & Interest
$1,681/mo
Down Payment (5%)
$13,640
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 75904.
Estimated Monthly Payment
$1,838
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