37064 — Williamson County, Tennessee Market Snapshot
Housing market data for zip code 37064 in Williamson County, Tennessee. Updated monthly with median prices, days on market, and more.
Market Sales Data
17 sales in 2026 (year to date)
Median Sale Price
$377,250
Days to Sell
93
Homes Sold
17
Inventory
46
Sale-to-List
96.4%
New Listings
35
Price/SqFt
$326
Pending Sales
23
Conforming Loan Available
Most homebuyers in 37064 can comfortably use conventional financing. The median home price of $377,250 is well below the 2026 conforming loan limit of $1,029,250, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 93 days on average, 37064 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
The average home in 37064 sells for 3.6% below asking price (96.4% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 37064 can comfortably use conventional financing. The median home price of $377,250 is well below the 2026 conforming loan limit of $1,029,250, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 37064 are set at the county level.
2026 Loan Limits — Williamson County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $1,029,250 | $1,029,250 |
| 2 Units | $1,317,650 | $1,317,650 |
| 3 Units | $1,592,700 | $1,592,700 |
| 4 Units | $1,979,350 | $1,979,350 |
Affordability Snapshot — Zip 37064
To purchase the median home at $377,250 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,040.
Monthly Payment
$3,040
Income Required
$130,301
Principal & Interest
$2,324/mo
Down Payment (5%)
$18,863
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 37064.
Estimated Monthly Payment
$2,485
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