37014 — Williamson County, Tennessee Market Snapshot
Housing market data for zip code 37014 in Williamson County, Tennessee. Updated monthly with median prices, days on market, and more.
Market Sales Data
44 sales in 2026 (year to date)
Median Sale Price
$1,596,397
Days to Sell
83
Homes Sold
44
Inventory
50
Sale-to-List
97.8%
New Listings
52
Price/SqFt
$357
Pending Sales
39
Jumbo Loan Likely Needed
The median home in 37014 at $1,596,397 exceeds the 2026 conforming loan limit of $1,029,250 by $567,147. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Market Insights
Market Temperature
With homes sitting for 83 days on average, 37014 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
The average home in 37014 sells for 2.2% below asking price (97.8% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
The median home in 37014 at $1,596,397 exceeds the 2026 conforming loan limit of $1,029,250 by $567,147. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Loan limits in 37014 are set at the county level.
2026 Loan Limits — Williamson County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $1,029,250 | $1,029,250 |
| 2 Units | $1,317,650 | $1,317,650 |
| 3 Units | $1,592,700 | $1,592,700 |
| 4 Units | $1,979,350 | $1,979,350 |
Affordability Snapshot — Zip 37014
To purchase the median home at $1,596,397 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $12,381.
Monthly Payment
$12,381
Income Required
$530,618
Principal & Interest
$9,836/mo
Down Payment (5%)
$79,820
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 37014.
Estimated Monthly Payment
$10,030
Jumbo loan required. Loan amount exceeds the $1,029,250 conforming limit for 37014.
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