37037 — Rutherford County, Tennessee Market Snapshot
Housing market data for zip code 37037 in Rutherford County, Tennessee. Updated monthly with median prices, days on market, and more.
Limited Sales Data
Only 1 home sold in this ZIP code during the selected period. Statistics may not be representative. See the Rutherford County county page for broader data.
Market Sales Data
1 sales in 2026 (year to date)
Median Sale Price
$242,000
Days to Sell
16
Homes Sold
1
Inventory
N/A
Conforming Loan Available
Most homebuyers in 37037 can comfortably use conventional financing. The median home price of $242,000 is well below the 2026 conforming loan limit of $1,029,250, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 37037 are moving quickly at 16 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Conforming Loan Feasibility
Most homebuyers in 37037 can comfortably use conventional financing. The median home price of $242,000 is well below the 2026 conforming loan limit of $1,029,250, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 37037 are set at the county level.
2026 Loan Limits — Rutherford County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $1,029,250 | $1,029,250 |
| 2 Units | $1,317,650 | $1,317,650 |
| 3 Units | $1,592,700 | $1,592,700 |
| 4 Units | $1,979,350 | $1,979,350 |
Affordability Snapshot — Zip 37037
To purchase the median home at $242,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,004.
Monthly Payment
$2,004
Income Required
$85,891
Principal & Interest
$1,491/mo
Down Payment (5%)
$12,100
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 37037.
Estimated Monthly Payment
$1,648
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